Banking built
for the build.

Operating, payroll, and tax-reserve accounts for German construction companies — with IBAN, BIC, and corporate cards in one place.

SEPA InstantIBAN & BICEUR accountsBerlin

Business banking

Bauwerk Finance

Geschäftskonto

Operating

EUR

Lohnkonto

Payroll

EUR

Steuerrücklage

Tax reserve

EUR

IBAN · BIC BF · SEPA

Everything a Bauunternehmen needs in one account.

Pay suppliers and subcontractors, run payroll, hold VAT, and issue cards to the site — without leaving Bauwerk Finance.

Operating, payroll, and tax reserve with full German IBAN & BIC.

Materials, plant hire, and subcontractor payments in one ledger.

Issue cards with spend limits and freeze controls for the team.

Geschäftsführung and Buchhaltung see what they need — nothing more.